Our Rates
Loan Rates
Loan Rates effective: 12/21/2025
Rates are subject to change and are dependent upon credit rating.
Rates are subject to change and are dependent upon credit rating.
| Automobile Loans | Max Term | Max Amount | APR |
|---|---|---|---|
| New | up to 48 months | $65,000 | as low as 4.99% |
| New | up to 60 months | $65,000 | as low as 5.49% |
| New | up to 72 months | $65,000 | as low as 5.99% |
| New | up to 84 months | $65,000 | as low as 6.99% |
| Used | up to 48 months | $65,000 | as low as 5.99% |
| Used | up to 60 months | $65,000 | as low as 6.49% |
| Used | up to 72 months | $65,000 | as low as 6.99% |
| Boat and RV Loans | Max Term | Max Amount | APR |
|---|---|---|---|
| Boat and RV | up to 84 months | $60,000 | as low as 8.45% |
| Boat and RV | up to 120 months | $60,000 | as low as 8.99% |
| Personal Loans | Max Term | Max Amount | APR |
|---|---|---|---|
| Personal Loans | up to 36 months | $15,000 | as low as 10.00% |
| Consolidation Loans | up to 48 months | $15,000 | as low as 10.50% |
| Home Equities | Max Term | Max Amount | APR |
|---|---|---|---|
| Equity Line of Credit, Variable Rate | 180 Months | $100,000 | As low as Prime + .25% |
| Home Improvement Loans | Max Term | Max Amount | APR |
|---|---|---|---|
| Home Improvement | 60 Months | $15,000 | as low as 9.25% |
| Home Improvement | 120 Months | $15,000 | as low as 9.75% |
| Miscellaneous | Max Term | Max Amount | APR |
|---|---|---|---|
| Frozen Share | 60 Months | Share Amount | 5.50% |
